The GenerationsWhich Generation are You?
By Michael T. Robinson
Founder and Career Coach
These are Western Cultural Generations. Japan and Asia and portions of Europe will have their own generational definitions based on major cultural, political, and economic influences.
Notes on Each of the Latest Cultural GenerationsGen Z: Born between 1996 and 2010As of 2013 most of these folks are still too young to have made an impact. However the older ones might be fighting our war in Afghanistan. The younger ones are hopefully still in school and planning on careers and jobs that will have strong demand and generate new opportunities.
If you are Gen Z, please pick a major in fields where there will be plenty of jobs and avoid fields where the jobs are limited. Unless of course you are so different and truly exceptional.
Healthcare and high tech are the booming fields now and that will continue for decades.
Thus careers in science, engineering, software, and medicine are a good choice.
There won't be many jobs for people who major in English, history, geology. Sorry.
Electrical Engineering and Software Engineering look really good. As does nursing, and being a family doctor.
Civil Engineering offers very few jobs since we are not building a lot of bridges and buildings. So avoid that. Automotive engineering is tough. Not many US jobs.
Gen Y: "The Millennials" Born between 1980 and 1995The Millennials grew up and began their careers in a time when:
Gen X: Born between 1965 and 1979According to WikiPedia, Gen X was originally called "Gen Bust" because their birth rate was vastly smaller than the preceding Baby Boomers.
Gen X'ers were the first generation to experience:
Baby Boomers: Born between 1946 and 1964Baby Boomers are defined as being from the huge population increase that followed World War II, and the Great Depression.
They grew up in a time of prosperity and an absence of world wars. They were the Flower Children, taking LSD and protesting the war in Vietnam.
Unlike their parents who grew up during the Great Depression, Boomers became the great consumers. They became famous for spending every dollar they earned.
This was the first Western Generation to grow up with two cars in every garage and a chicken in every pot.
Baby Boomer spending and consumerism has fueled the world economies.
The Baby Boomers fought for environmental protection.
Baby Boomers were the first generation to experience:
The Silent Generation: Born between 1925 and 1945Those of the Silent Generation were born during the Great Depression. Their parents were mostly of the Lost Generation.
They grew up expecting a hard life. This was the era when a Christmas present might be a orange or a full meal.
They are called the Silent Generation because as a group they were not loud. They did not protest in Washington. There were no major wars to protest.
The Greatest Generation: Born between 1910 and 1924Those of the Greatest Generation grew up during the Great Depression and probably fought in World War II. They are also known as the GI Joe Generation.
They are the parents of the Baby Boomers.
They were named the Greatest Generation by Tom Brokaw, famous News Broadcaster. Brokaw said they were the greatest because they fought for what was right rather than fighting for selfish reasons.
They certainly made great self sacrifices, fighting to protect people in other countries from the likes of Hitler, Mussolini and Japanese Kamikaze suicide bombers.
Makes one wonder what they will call those bankers and insurance company executives who fought only for personal gain thus creating the 2007-2009 financial collapse.
Primary Sources for our Data on Generations:
The US Census Bureau appears to use census data (duh) and the rise and fall of the birth rate to mark borders between generations.
Other researchers, such as Pew, use major cultural events to define the borders between generations.
Here is an example of using the birth rate fluctuations to define borders between generations:
What Generation Are You If You Are On The Cusp?If your birth date falls on the border between two generations, which one do you pick?
Pick the generation that you relate to the most, and the one you want to be part of.
Why so arbitrary? This is not a precise science with firm definitions.
Updates and RevisionsOn 9-29-2016 we made the following adjustments to the date ranges of Gen x, Millenials, Gen Z:
The bottom line is that the experts do not agree on when generations begin and end. Sorry for this confusion. I would prefer to have things nice and tidy, precise and exact.
I have had a few people contact me over the last 3 weeks asking me what I think of the new social network, Empowr. I felt it was important for me and anyone who has any influence in social media to step in and stop their friends from being scammed. Yes, it is one huge scam folks.
And here are a few reasons why:
1- In order to cash out, you have to provide either your credit card details or a PayPal account, and when you provide your payment details, you have to agree to this:
2- Without you knowing, when you post something on Empowr, you automatically use their Ad Credits. If you have provided your payment details and have accepted the above terms, you will automatically be charged on your credit card or your PayPal account if you use more than $2 worth of advertising fee. Remember, this advertising fee is levied each time you perform an activity on Empowr, moreover, you will be charged a 2.9% ad platform fee on a monthly basis.
3- Any earnings that you make from Empowr takes 90 days (3 months) to mature, but it takes you a few seconds to pay their advertising fees. Does it make sense to you? Why you can’t cash out immediately if you have paid their advertising fee?
HOW DOES EMPOWR MAKE MONEY?
This is the first question I asked and no one had an answer. Now I know!
You are required to do several things - 4 in particular to make money on Empowr.
1- Post - Photo's, comments, etc.
2- Share - others, photo's and comments
3- List - Products for sale
4- Bid - which also lets you reshare what you bid on.
Every time you do any of these you get 'paid'. You also get charged. (CATCH)> You have to complete all four tasks every single day so that the money you are supposed to get paid will mature in 90 days. One of those tasks by the way, LIST is the most frustrating as your listings get rejected no matter how closely you follow their rules. And if you get rejected enough times they put you in LIST JAIL for a period of time.
But all this Makes Sense now!
This is how they make money. If you and I can't achieve our daily goals but are being charged for all our activities, every day for 90 days, we are not going to have enough income from Empowr to cover our expenses.
HANGING ON...THE ILLUSION
There are a lot of people hanging on in Empowr because they see their balances growing. That's what I did. My balance was over $10,000 and I couldn't cash out even though I was active enough to be frequently in the top 100. What I didn't realize is all that activity was costing me money.
That money you have in Empowr is the beautiful illusion they put in front of you while they pick your back pocket.
My clue came when PayPal sent me a notice saying my account was in arrears. I was shocked as I had not used my PayPal account for any purchases. So I logged in and low and behold Empowr had their hand in my PayPal account to the tune of about $140 USD. I filed a complaint with PayPal BUT that didn't work because I had signed their agreement (see point #1 conveniently and fraudulently called their FREE Automatic Account Protection. Who were they protecting the account from? Ha I'm such an idiot...
When my PayPal balance gets negative they try to get the money from one of the credit cards I provided. So I cut off that credit card. Just in time as well.
December 22nd the Empowr Alligators come again this time for $142.43 which my credit card denied.
December 22nd again they now try to get $158 and again denied.
No way I was going to let these scum bags get more money. So my final act was to delete the account with the following comments. I make a promise in those comments that I am going to keep. And if you will share this with your friends and loved ones to keep them from getting scammed that would help me spread the word.
My Comments Upon Deleting My Account and the Illusory $9,000 I had in there.
I am tired of you lot taking money from my paypal account and me not earning enough to cover that even though I'm listed in the top 100 in Canada. I will not be associated with these types of scams. I am social media guru with over 50,000 followers on various social media platforms and I am going to blast you guys across all of them.
I realize I probably don't have much hope in winning my battle to recover $140 USD in funds that were taken from my PayPal account but I am working on it. But you're about to get a shit load of publicity. So I will bow down and you can kiss my ass.
MORE NIGHTMARE STORIES can be found in the comments of this link: http://barenakedscam.com/empowr
Nearly 60% of Albertans say $200 could push them over the financial edge
From Calgary Herald
Published on: September 28, 2016 | Last Updated: September 28, 2016 8:22 AM MDT
A $200 change in their financial fortunes could leave more than half of Albertans unable to cover their bills and debt payments, according to a new survey.
Fifty-eight per cent of respondents to the MNP Ltd. survey said they were $200 or less away from financial strife — an 18 point increase from February.
That included 35 per cent who say they already don’t make enough money to cover bills and debts, “technically making them financially insolvent,” MNP said in a release. That number was up 14 points from February.
The survey found 53 per cent of Albertans are concerned about their current debt levels (up 11 points), with more than half saying they regret the amount of debt they’ve taken on (up seven points).
“Given the downturn in Alberta, it’s not surprising that Albertans are concerned about their finances. What is surprising is the number who say they are living on the edge of financial crisis,” said Donna Carson, a Calgary-based insolvency trustee with MNP, in the release. “With so many feeling unable to cover their bills and debts, there is tremendous vulnerability to any kind of economic shock; the loss of a job, an emergency, a divorce, even things like a reduction in overtime pay or bonuses or an increase in interest rates.”
According to the survey, 39 per cent of Albertans say they’re worried an increase in interest rates could push them towards bankruptcy, up nine points from February.
Despite those concerns, MNP said overspending “remains a reality” in the province. It noted that 43 per cent of Alberta parents said they spent more on back-to-school shopping than budgeted, while 33 per cent say they spent more than they intended on summer recreation or vacations.
“Albertans have come to rely on cheap credit to fund their lifestyles and a significant number are now adding even more debt obligations as a result of job losses,” Carson said in the release. “But interest rates will eventually rise. Those who already feel overwhelmed by their debt should seek professional help now. One of the biggest mistakes people make is waiting until the point of devastation before getting help.”
Solar energy is a cost-efficient and eco-friendly way for homeowners and businesses to get their power. The energy created is clean, safe, and simple. Going solar can give your family or business immediate cost savings as well as ownership in your own power source.
1- 100% financing - so no money upfront.
2- Payments should not exceed your average monthly electricity bill
3- Own Your Power Source - Your monthly electricity bill should be eliminated
4- The Carbon Tax that starts in January will also be eliminated for us in Alberta.
5- Lock in your power bill (no more rising energy costs) = Cost Savings until it is paid off, then - No More Power Bills!
6- Typically increases value of the home by 5% to 15%
7- Reduce your carbon footprint - Clean & Green
Get Your Free No-Obligation Quote NOW
Excess Solar Power you produce goes into the grid and is called Net Metering or (Net Billing in some provinces) - Check your province
In Ontario you can actually earn money from your solar installation. On a roof with good solar exposure, a system can generate up to $450 per year for each kilowatt of solar. Solar is so dependable it’s like a 20 year GIC, but on your very own roof! And it's green energy, replacing coal fired electricity in Ontario.
In the United States there is a 30% Federal Tax Credit as well as States have their own incentives and rebates. Here is a comprehensive list.
Request Your No Obligation Quote NOW
After 40 years in Canada I am into my 7th Career.
I arrived as a welder, was lounge lizard playing guitar and singing, then entered sales after hurting my back in a welding accident. Door to door sales led me to a 25 year retail career. I also spent many years as an entrepreneur and businessman that led me to the Technology industry including a stint in Silicon Valley. Then I became a very successful network marketer.
Now I have started a Cardio Screening business after serious heart disease problems led me to discovering a Health Canada Approved device that is very accurate in discovering what stage of heart disease a person may have as well as giving them their biological age.
So as I turn 60 in a couple of months I am reimagining who I am and how I can best serve my family, my friends, my community and the world.
Welcome to Allan Marston 7.0
Dear Steve Jobs,
I have written many blogs over the years so I am going to keep this one as my way of keeping in touch with my friends.
The Secret Killer
Find out what it is before it kills you and your loved ones and what you can do about it.